Alipay – Safe, Fast, Online Payments

What is Alipay?

Alipay ,which is also known as Zhīfùbǎo (支付宝), is a third-party mobile payment platform, established in China (Hangzhou) by Alibaba Group. Alipay was founded by Jack Ma in February 2004. It is the most widely used third-party online payment service provider in China.

Now the details have come to light. It was known that Jack Ma’s fintech giant topped 1.3 billion users globally. Alipay, a brand of the Ant’s group app, claims to have 1.3 billion annual active users as of March 2020 and more than 330 million daily active users in China.

Alipay logo
Photo Credit:

Alipay’s protection

Your account’s protection is Alipay’s utmost priority. Protection is one of the most important thing for Alipay as more than 1 billion people use it annually.

Alipay uses a risk monitoring system called Real-time monitoring. Real-time monitoring makes sure that all payments are closely monitored 24 hours a day and 7 days a week which means that it monitors every transaction made.

Alipay also provides member protections such as;

Full Amount Reimbursement and 90 days payment protection

Full Amount Reimbursement gives you a refund of any unauthorized transactions that were made with your Alipay account without your notice.

90 days payment protection is a protection area where you can file a claim for any unauthorised transactions within 90 days. 

Even if you have a problem regarding Alipay, the Payment Security Team will handle it and respond within five business days.

You can also take some steps to ensure your account’s protection, they are:

  • Try to use a more complicated password. Ensure that the password has a minimum length of 10. Any password which is more than 10 characters is hard to crack. Also ensure that your password not only has letters or numbers, but also contains a combination of letters, numbers and special characters.
  • You should try to make payments using your mobile data or your wi-fi. Avoid trying to use public wi-fi as some hackers might try to hack your personal data. Also always lock your phone when you are not using it. This reduces the chance of hacking your phone.

How to get Alipay and start using it

Here are the steps to get Alipay and start using it : 

Step 1: Your first step is to download the latest version of the app and then sign up with your phone number. 

After you install Alipay, a code will be sent to your phone number which you have given. You have to type this code in the app at the required space before 1 minute or the code will expire.

Step 2: You should add your bank card to the app as well as the bank card information with it.

To add your bank card info, you have to tap on “Me” and then an image will be displayed. Near the bottom of this image, you will see a button named “Add Cards”. After doing this, you have to add your card. You should fill in your name and other information required too. You have to insert your personal information just in the same way it’s registered in the bank. If it says that there is an error then it means that you have entered the information incorrectly.

Step 4: Start making payments.

Then that’s it, you have finished setting it up. From now on, you can start making payments.

Alipay Screens
Photo Credit:

How to pay with Alipay?

Making payments with Alipay through your phone is an easy job. Alipay offers both in-store payment as well as online payments. If the merchant accepts Alipay, you should select it as a payment method, then you can enter your pin number and complete the transaction.

Those who are using computer or desktop should scan the Alipay QR code with your phone to confirm the details and then you should enter your pin to complete your transaction.

If you are at the point of sale, then you have to choose scan-to-pay to be able to scan the QR code. Then you have to scan the QR code displayed at the terminal. After doing this, you have to confirm your payment.

A few good features of Alipay

  • Protected

You need to type your pin code for every transaction that you make. If you don’t want to type your pin code for every transaction, you can use the touch ID feature from your smartphone (if your smartphone supports it).

  • Very fast and widely recognised

In China,  Alipay is widely recognised as the top used wallet with more than 330 million active users. You can use Alipay  for almost any payment in China. The steps to pay are also very easy and convenient.

Click here to download Alipay
|| Android || iOS ||

5 3 votes
Article Rating
Notify of
Inline Feedbacks
View all comments

Trending Cryptocurrency Topics

Trending Digital Wallets Topics

Novi Logo

Love This Facebook Twitter Pinterest LinkedIn WhatsApp Viber Telegram Skype Email Facebook MessengerLogo changes and problems Logo change One major …

Digital Wallets

Love This Facebook Twitter Pinterest LinkedIn WhatsApp Viber Telegram Skype Email Facebook MessengerWhat are Digital Wallets? Due to blockchain technology, …

Cash App Logo

Love This Facebook Twitter Pinterest LinkedIn WhatsApp Viber Telegram Skype Email Facebook Messenger$Cashtag in detail $Cashtag is just like a …

Amazon Pay Logo

Love This Facebook Twitter Pinterest LinkedIn WhatsApp Viber Telegram Skype Email Facebook MessengerHow to sign up There is no separate …

Send this to a friend